Get a reply by email, text or phone. No wasting time, we will let you know loan amount right away.
Don’t worry if you have had
Bankruptcy in the past
No previous credit
A Bad Credit Score
Email us requested documents. Documents are normally only a Statement of earnings or Pay Stubs
We deal with all credit situations. If you have a job grossing over $1800 per month you can be approved on your car loan immediately!
No SIN required. After we process your pre-approval into a final approval all you have to do is come down and sign the lending agreements. Drive away the same day!
Getting Bad Credit Car Loans Regardless of Credit
Providing the automotive industry with the lowest interest rates & best finance terms available.
24 years of expertise working with ALL personal credit situations.
Good Credit = You will get a rate close to prime.
Bruised Credit = Lowest rate possible and onto credit ReBuilder program.
Bad Credit = Even if you momma won’t lend you a dime, we will take care of you.
No Payments for 6 months (oac)
If you wish to delay your payments for 6 months then simply ask for that option in the pre-approval form optional info box.
Vehicle Financing Qualifications
To finance your next car all it takes is having steady income for at least 3 months and bringing in at least $1800 gross per month.
British Columbia’s #1 Personal Finance Loans Source
Guaranteed Auto Loans makes it easy to get a loan even if you have poor credit! Get a vehicle of your choice for $0 down. Whether your credit is good, bad, bruised or have no credit….you are APPROVED!
Every day we work with Canadians who have had credit problems and who are forced to get a car loan when they are in a bad credit situation. Finding out what your loan payment would be and how much you can afford based on your credit score is free with no obligation. Click here for Car Loan Calculator.
Best Bad Credit Car Loans rate in Surrey British Columbi
Guaranteed Auto Loans offers the best rate on truck loans in Langley and throughout the rest of British Columbia. We service Surrey, Langley, Mission, Maple Ridge, Coquitlam, Port Coquitlam, Vancouver, North Vancouver, West Vancouver, Richmond, Abbotsford, and Chilliwack. But we can help you if you live anywhere in the interior of BC. Do you live in Penticton, Vernon, Kelowna or Hope, BC?
How about anywhere on Vancouver Island in Victoria, Naniamo, or on the Coast in Sechelt? No problem just fill in the online car financing application and get your answer. APPROVED! If you have any questions call .
Haven’t Missed a Car Payment in Over 1 Year?
if you are stuck in the past with a bad loan at a high interest rate yet you have been good for over 1 year then you could qualify for a new low interest loan and a newer car at the same time.
We give you the fastest and easiest way to get vehicle financing with no credit or previous bankruptcy. Find out why British Columbians turn to Guaranteed Auto Loans for car financing each and every month.
Instant Loan Approval
If you have bruised credit and need instant approval for a loan just fill in our application form. We are able to access finance companies that will give you financing for next good condition affordable vehicle. We can even get you no credit car loans. If you are an immigrant or young person just starting out we can help you. If you have been bankrupt recently but now you have recovered and have a steady job we can get a loan for you. To get an idea of the types of loans available we recommend you read this wikipedia article.
Testimonials for 2017 and 2016
July 2017 I am a very happy man today! After getting the run around at so many car dealers for months and months and months, I finally found a very reputable company to deal with called Guaranteed Auto Loans. Very honest and upfront and helped me purchase the Truck I wanted with no hassles and no stupid sales talk. Rob Taggart is a magician and does exactly what he says he will do. No car dealership wanted to help me ….. NO ONE! Today I drive home in my new very low mileage 2014 Dodge Ram Crew Cab. The PRO’s at Guaranteed Auto Loans will have my business and my families business for life. Go see Robert and his staff today. Cheers! Stejpan Kojic Burnaby
I met Robert back in 2015 when I enrolled in his Credit Rebuilder program and bought an Equinox from him at that time. His testimonials were a big reason why I took a leap of faith and trusted his services. Lots of companies out there say they do this but I know for a fact many of them do not have the expertise nor skill to help as Robert can and has for me.
My credit was bad – yes, I signed a loan for 29% and believed Robert for what he said and listened to people like now myself who are part of his testimonials success.
My interest rate dropped from 29% to 11.9% and I upgraded to a 2013 Ford Escape 4WD.
I highly recommend Guaranteed Auto Loans.
Philip Wilkes Surrey
THIS IS EXCITING!!! We came back to Robert after 13 months and he upgraded us into a gorgeous 2014 Dodge Ram Crew Cab 4X4 !!!! Our interest rate dropped from the high insane 20 something percent to 10.9% J Yippee !!!! This man does EXACTLY what he promises and I highly recommend his services. We will be back to get our NEW TRUCK from Robert in a year or so!! Go see him immediately!